Spend money to save money - part 13

Buy a scissors.  They cost maybe $10.  Take out your credit cards and cut them up.  Paying for merchandise with your credit cards hurts you in two ways.  One, you will spend more money and buy more things as exchanging plastic for items does not cause mental anguish nearly to the same level as cash causes reservations in purchasing.  Two, with interest added to the retail cost, you are paying more.  Just to give you a clue, paying less for anything is the better idea.  So, today, take action.  Spend some money to save money.  Buy a scissors.  Cut up your credit cards.  All of them.  You will be better for this.